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Presented by
Kerian Evans |
3589 OAK LAKE DRIVE, Palm Harbor, FL, 34684 | $529,000
Step into this updated home, now featuring WARM, RICH, and INVITING BRAND-NEW LUXURY VINYL PLANK FLOORING! This stylish and durable upgrade enhances the home's look and functionality, providing easy maintenance and a modern touch in this 2 Bedroom, 2 Bath, 1706 sq. ft. POOL home in the desirable Highland Lakes Community. Located on a fantastic street with friendly neighbors BUT NO REAR neighbors, this home offers both privacy and charm. Wake up to breathtaking sunrises over the pool, creating the perfect setting for your morning coffee. The FRONT PORCH is the perfect spot to sit and chat with neighbors. A Spacious and Versatile Florida Room provides flexibility - it can be opened up for a bright, airy feel or sectioned off for privacy as needed OR can be converted into a 3rd bedroom. The Eat-in kitchen offers ample storage, cabinets have pull-out shelves and soft close drawers, Corian Countertops, and a large double closet pantry. Both Oversized bedrooms feature WALKIN CLOSETS, and with a Coat Closet and a Linen Closet, there's plenty of storage. The OPEN CONCEPT layout is light and bright, featuring Three Solar Tubes that bathe the space in natural light. With a BRAND NEW ROOF, NEW IMPACT WINDOWS, and GARAGE DOORS this home is built for style and security. The new AC in 2021 adds to the home's comfort and efficiency. Additional BONUS is the BUYER Preference to purchase with or without the fabulous furnishings!
LOCATED HIGH and DRY, in a NON-EVACUATION ZONE with NO FLOOD INSURANCE Required! Enjoy the Good Life, FREE GOLF on 3 Executive GOLF Courses, STORE YOUR BOAT or RV For FREE and play Tennis, PICKLEBALL, Bocce, or Shuffleboard. Cruise the lake on 2 community-owned Pontoon BOATS and when you're Feeling Arty there are Ceramics or Stain Glass studios plus a FULL Woodworking Workshop with over 40 Clubs, there's something for everyone! All this and more are included in the low monthly fee of $164 in this Active 55 community.
Features
- Amenities: Clubhouse, Fence Restrictions, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s)
- Rooms: 4
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 65 x 110
- Laundry: In Garage
- Style: Florida
- Year Built: 1987
- Garage: 2-car Deeded, Driveway, Garage Door Opener, Golf Cart Parking, Workshop in Garage
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,706
- Acreage: 0.16
- Lot Size: 65 x 110
- Est. Taxes: $4,951
- HOA Fee: $164 Monthly
- Lot Desc: Sidewalk
- View: Pool
- Adult Communities: Yes
- High School: Palm Harbor Univ High-PN
- Pool: In Ground, Lighting, Screen Enclosure
- Pet Policy: Cats OK, Dogs OK, Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: TB8320193
- Days on Market: 135 days
- Website: https://www.raveis.com
/prop/TB8320193/3589oaklakedrive_palmharbor_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Kerian EvansSales Associate
203.331.5351
Kerian.Evans@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69957
914.260.5535
Mace.Rattet@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69244
914.260.2006
Francine.Silberman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3589 OAK LAKE DRIVE, Palm Harbor, FL, 34684
$529,000
Kerian Evans
Sales Associate
William Raveis Real Estate
Phone: 203.331.5351
Kerian.Evans@raveis.com
Mace L. Rattet
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
Francine Silberman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $423,200 | $423,200 | $423,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
| Monthly Tax Payment | $413 | $413 | $413 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,745 | $2,851 | $3,629 |
| Total Monthly Payment | $3,250 | $3,356 | $4,134 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388