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Under contract-accepting backup offers. Amazing price for this North Pinellas charming home! HIGH ELEVATION & NON-FLOOD ZONE! MOVE-IN and enjoy relaxation with all of the big money items taken care of! ROOF 2019, AC 2021, ELECTRIC PANEL 2022, WATER HEATER 2024 and HURRICANE WINDOWS installed in 2019 provide added protection and security, allowing you to enjoy your coastal lifestyle worry-free.
This charming 3-bedroom home blends modern updates with contemporary craftsmanship, perfect for first-time homeowners or those seeking a charming retreat. Showcasing beautiful woodwork with crown molding, wainscoting, a custom built coffee/wine bar, stainless steel appliances, granite countertops and a vaulted main living area with unique exposed pine trusses leave the main living space feeling so spacious. The attached counter height kitchen table can be easily removed as there is plenty of room for a full size dining table for larger families! And did you notice the front of the house is already adorned with the famous Tarpon Springs sponger helmet?
Step outside to discover a large, fully fenced backyard perfect for outdoor living. Relax by your fire pit or entertain guests on the spacious back deck. The oversized 1-car garage offers ample storage space, a large laundry area that you could easily add a bathroom to, and with no HOA, you have the freedom to truly make this home your own! Best of all. . . it's just a quick drive or bike ride to the most beautiful Sunset Beach and Howard park where you can enjoy a sunset picnic, relaxing beach day, launch your kayaks or go fishing!
Whether you're looking for a peaceful sanctuary or a place to entertain, this property provides a solid foundation for your next chapter. Another Bonus? This property qualifies for up to 100% FINANCING with No Mortgage Insurance for qualified buyers!
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Our Executive Mortgage Banker:
Our Insurance Division:
$305,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $244,000 | $244,000 | $244,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $278 | $278 | $278 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,522 | $1,603 | $2,043 |
Total Monthly Payment | $1,875 | $1,956 | $2,396 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.