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Discover idyllic living in Fort Myers with this stunning Gulf Access home in the serene Island Park community. This meticulously updated 2-bedroom, 2-bathroom residence lets you enjoy the luxury of modern living combined with captivating outdoor spaces. Wake up to soothing water views from the primary bedroom, which includes a walk-in closet, direct lanai access, and a private ensuite with a modern subway tile shower/tub combo. Step into a living space bathed in natural light, with adjoining dining area and a sleek kitchen equipped with new stainless steel appliances, pristine quartz countertops, and chic white shaker cabinets. This home boasts a new metal roof, impact-resistant windows, updated air conditioning and heating system, new wiring, and freshly laid wood-like tile floors—all permitted and designed to ensure peace of mind and a touch of sophistication. Outdoor relaxation is redefined here. You'll adore the expansive (30x10) enclosed patio offering awe-inspiring views of the pool and canal—perfect for sipping your morning coffee or hosting sunset dinners. Dive into the newly epoxied inground pool or simply bask in the sun within the robust new pool enclosure, designed to withstand winds up to 185 miles per hour. Boating enthusiasts will appreciate the private boat lift and dock situated on a deepwater canal, making spontaneous water adventures irresistible. Situated in a vibrant boating community, the home is minutes from exquisite dining, shopping, and entertainment options, with easy access to white sandy beaches whether by boat or car. Complete with a full array of updates and a dash of elegance, this home offers a little something for everyone—turning everyday living into an ongoing vacation. Welcome to your dream waterside retreat, where every detail invites you to relax, indulge, and explore.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $183 | $183 | $183 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,022 | $2,102 | $2,678 |
Total Monthly Payment | $2,280 | $2,360 | $2,936 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.