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Presented by
Kim Trumbull |
651 GARLAND CIRCLE, Indian Rocks Beach, FL, 33785 | $525,000
WATER FRONT home with DEEDED BOAT LIFT (12, 000 LBS!!) and composite DOCK with WATER & ELECTRIC – ALL in YOUR BACKYARD!! DIRECT ACCESS to the GULF OF MEXICO! ~ AND ~ INDIAN ROCKS BEACH is literally a 5-min walk away OR get there in 2-mins via your golf cart!! BEST of BOTH WORLDS!! This amazing 1465sqft, open floorplan, 3-story townhome offers 2-bedrooms, 2-bathrooms, HUGE/OVERSIZED 2-CAR, TANDEM GARAGE on the ground floor with lots of space for your boating and beach gear. (There’s even a big under-the-stairs storage closet. ) Step out through your sliding glass doors onto your COVERED LANAI where you’ll be STEPS AWAY from your boat (that will be on YOUR BOAT LIFT) while enjoying GREAT VIEWS of the WATER all day, every day! Your “living” space is elevated – a good thing – and begins on the second floor. Your tiled covered entry with its French door and sidelight – welcome you and your guests into a bright open floorplan with a wood-burning FIREPLACE, skylights, HIGH CEILINGS, TWO BALCONIES, and AMAZING WATER VIEWS! You’ll immediately notice how inviting and bright this area is thanks to its TRIPLE pane SLIDING GLASS DOORS that leads to your second floor COVERED BALCONY - SO MUCH NATURAL LIGHT! Your super spacious living room, open kitchen, and big dining room combo is perfect for those quiet nights at home and - perfect for entertaining. Your large second bedroom with a huge picturesque window, walk-in closet and en-suite bathroom is also on this level. The primary bedroom owns the top floor! It not only has VAULTED CEILINGS, a huge walk-in closet and an ensuite bathroom – it also has its own PRIVATE BALCONY. Wake up to amazing sunrises, enjoy breathtaking SUNSETS, and sneak a peek at your boat on YOUR BOAT LIFT whenever you want! (The laundry room is also on this floor. ) This METICULOUSLY MAINTAINED home has been LOVED and CARED FOR by the same owners for 30+ years! ~ Curlew Landings South is a MAINTENANCE-FREE COMMUNITY with a heated pool, tennis/pickleball courts, community dock to launch your kayaks & paddle boards. Across the street from the beach and within walking distance to restaurants, shops, and more… Indian Rocks Beach is GOLF CART FRIENDLY! ~~ HOA dues include: insurance, maintenance exterior and grounds, pest control, cable TV, internet, pool, recreational facilities, sewer, trash, AND water! ~~ The HOA is currently installing your BRAND-NEW BALCONIES! ~~ YOU REALLY, REALLY HAVE TO COME SEE THIS PLACE!! ~~ BOAT LIFT REBUILT in 2018! ~~ A/C BRAND NEW FEB-2025!!!
Features
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Laundry: Laundry Closet
- Year Built: 1994
- Garage: 2-car Garage Door Opener, Ground Level, Oversized, Tandem
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,465
- Acreage: 0.03
- Est. Taxes: $2,880
- HOA Fee: $898 Monthly
- View: Water
- Elem. School: Anona Elementary-PN
- Middle School: Seminole Middle-PN
- High School: Seminole High-PN
- Pet Policy: Cats OK, Dogs OK, Yes
- Appliances: Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: TB8307175
- Days on Market: 154 days
- Website: https://www.raveis.com
/prop/TB8307175/651garlandcircle_indianrocksbeach_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Kim TrumbullBroker Associate
860.309.6542
Kim.Trumbull@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1014636
860.463.1745
Russell.Baboff@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Justin SchunkInsurance Sales Director, William Raveis Insurance
860.966.4966
Justin.Schunk@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
651 GARLAND CIRCLE, Indian Rocks Beach, FL, 33785
$525,000
Kim Trumbull
Broker Associate
William Raveis Real Estate
Phone: 860.309.6542
Kim.Trumbull@raveis.com
Russell Baboff
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.148% | 7.075% | 6.172% |
| Monthly Tax Payment | $240 | $240 | $240 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,724 | $2,759 | $3,516 |
| Total Monthly Payment | $3,056 | $3,091 | $3,848 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388