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Quality well planned improvements throughout this 2466 SF 4 BR-2. 5 bath fully modernized and updated circa 1910 Colonial! 2006-2007 major renovations, remodeling, mechanical upgrades, and Rear Ell Addition with finished lower level owner operated Day Care Center! Opportunity to create a work at home business or EZ Convert to extended family living quarters! Open 1st floor plan all HW flooring, 8'0" ceilings, and a window scheme flowing load of natural sunlight throughout the entire open floor plan Kitchen-Dining Room-Living Room areas! Custom Kitchen with flush panel Maple Cabinets, Corian Counters, Island Breakfast Bar w/seating for five, & a full complement of appliances! Dining Room features tray ceiling detail w/open flow to both Kitchen and Living Room! 1st floor primary bedroom has HW flooring, walk in closet, & full bath! The 2nd floor plan consists of a central open home office/study hub area w/access to 3 bedrooms & a full rear ell walk in attic! The walk out lower level rear ell operating as a licensed Day Care with a full kitchen & half bath w/laundry facility. Outdoor features include an open front porch, a 230 SF side yard sun deck, & ground level patio! Additional home features include large rear yard area, propane fired multi-zone heat, 100 amp electrical service, central A/C, public sewer, private well, storage shed, and an attached 2-Car Garage! Located close to all local services with EZ Commute to Capital Region and Shoreline Employment Areas! The Lower Level Rear Ell space has approval for day care operations and could offer potential to operate a Day Care Business as a work from home opportunity! That space could easily be adapted for extended family or accessory apartment use!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan,Hardwood Floor | 16.1 x 13.1 | Upper |
Bedroom 2 | Ceiling Fan,Hardwood Floor | 10.7 x 17.7 | Upper |
Bedroom 3 | Walk-In Closet,Hardwood Floor | 8.5 x 11.9 | Upper |
Dining Room | Hardwood Floor | 13.1 x 12.2 | Main |
Eat-In Kitchen | Remodeled,Breakfast Bar,Corian Counters,Island,Pantry,Hardwood Floor | 15.2 x 16.2 | Main |
Full Bath | Remodeled,Fireplace,Stall Shower,Vinyl Floor | 8.7 x 4.5 | Main |
Half Bath | Remodeled,Laundry Hookup,Vinyl Floor | 14.0 x 6.0 | Lower |
Kitchen | Vinyl Floor | 12.0 x 10.0 | Lower |
Living Room | Ceiling Fan,Hardwood Floor | 16.1 x 12.1 | Main |
Office | Ceiling Fan,Hardwood Floor | 8.1 x 17.0 | Upper |
Other | Vinyl Floor | 17.6 x 24.0 | Lower |
Primary Bath | Remodeled,Corian Counters,Double-Sink,Tub w/Shower,Tile Floor | 10.7 x 5.1 | Main |
Primary BR Suite | Ceiling Fan,Full Bath,Walk-In Closet,Hardwood Floor | 17.9 x 14.6 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $601 | $601 | $601 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,075 | $2,155 | $2,743 |
Total Monthly Payment | $2,751 | $2,831 | $3,419 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.