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$5, 000 Buyer concession with accepted offer. This is almost a whole year of HOA dues!! Owner's Financing may be available. This newly remodeled, move-in ready townhouse style home in the desirable community of Harmony is PRICED TO SELL! Welcome home to low maintenance living in Harmony…with highly rated schools and endless amenities including access to kayaks for a paddle on Buck Lake, expansive parks and trails, dog park, multiple pools, golfing, recreational areas, and a community garden! Not to mention, wide open natural spaces, impressive scenery, wildlife, and just PURE SERENITY! This 3 bedroom, 2. 5 bath OPEN CONCEPT HOME creates a modern, bright, feel with numerous upgrades including brand new, low maintenance LVP (luxury vinyl plank) flooring, stainless steel appliances (with new range and microwave), recessed lighting, new and updated bathroom fixtures, modern window treatments, high ceilings, an oversized TWO CAR GARAGE, and a fresh coat of interior paint. The kitchen with a pantry, breakfast bar, and lots of cabinet space, is open to the living area for a seamless flow. We have a convenient half bath downstairs and upstairs you will find bedrooms & baths with window panoramas and lots of light. The owner's suite features a view of the park and a private bath with dual sinks & a linen closet. All baths have mirrored cabinets and new, updated lighting. Step outside onto your private front porch to a storybook exterior with towering oak trees, green spaces, and a park to enjoy a picnic, barbecue, or leisurely stroll. Our very own Ashley Park pool is just across the street, inviting you for a quick dip or relaxing afternoon on a hot summer day! Harmony is conveniently located with easy access to the Lake Nona/Narcoosee corridor, quaint downtown St. Cloud with shopping and restaurants, local farms, and famous East coast beaches. This isn’t everything, so ask your Realtor for the complete list attached to the MLS, a virtual tour, and our video that showcases the community. DON’T MISS OUT ON THIS AFFORDABLE HOME! THIS IS LUXURY LIVING! THIS IS LOW MAINTENANCE LIVING! THIS IS LIVING IN HARMONY!
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Our Executive Mortgage Banker:
Our Insurance Division:
$269,200
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,360 | $215,360 | $215,360 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $310 | $310 | $310 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,361 | $1,415 | $1,803 |
Total Monthly Payment | $1,746 | $1,800 | $2,188 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.