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707 Winterside Drive, Apollo Beach, FL 33572. Now with a fresh price reduction, this better-than-new Mirabay gem is a steal! This beautifully designed 3-bedroom, 3-bath home boasts 2, 184 square feet of thoughtful living space in the low-maintenance, highly sought-after Mirabay community. A standout feature for this neighborhood: the spacious primary bedroom is on the first floor, offering convenience and luxury with a large ensuite bath featuring dual vanities, ample storage, an upgraded walk-in shower with a bench and dual shower heads, plus an 8' x 10' walk-in closet with custom shelving and organization. The home overlooks a charming park-like view, with an expansive front porch perfect for enjoying the scenery, and it’s just steps from the Wolf Creek nature preserve, where trails stretch to Tampa Bay. Unlike many areas hit by Hurricane Helene’s flooding, Mirabay’s elevated design kept every home high and dry, offering unmatched peace of mind. The kitchen is a chef’s dream, with light granite countertops, upgraded cabinetry, double ovens, a large island, a gas range, and pull-out pantry shelving—perfect for entertaining. Upstairs, two additional bedrooms, a full bath with double vanity, and a versatile loft (ideal as an office or playroom) complete the layout. Modern perks include a tankless gas water heater, hurricane shutters, smart thermostats, switches, a water softener, and ceiling fans throughout. Relax on the private screened lanai or admire the garage’s epoxy floors and overhead storage. With an extra-long driveway and nearby guest parking, hosting is a breeze. Mirabay’s amenities—beach-entry pool, sports courts, kayaks, paddleboards, and golf cart-friendly vibes—plus HOA-covered landscaping and water, make this a true Florida lifestyle win.
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Our Executive Mortgage Banker:
Our Insurance Division:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,400 | $348,400 | $348,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $729 | $729 | $729 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,145 | $2,289 | $2,893 |
Total Monthly Payment | $2,949 | $3,093 | $3,697 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.