Welcome to this beautifully updated 2-bedroom, 2-bathroom home with a 1-car garage, offering 1, 562 sq. ft. in the sought-after 55+ community of Mainlands of Tamarac by the Gulf. As you step inside, you will see luxury vinyl flooring that extends throughout the living, dining, and family rooms. Each room is equipped with new remote-controlled ceiling fans, and several areas feature stylish inset lighting. The kitchen has Shaker-style white cabinets with soft-close features, stainless steel appliances, quartz countertops, and tile flooring. Adjacent to the family room, you'll find a spacious, air-conditioned laundry room measuring 10’x 10’, adorned with elegant tiled flooring and ample storage space. The primary bathroom, generously sized at 110 sq. ft. , is designed for accessibility, featuring an ADA-compliant roll-in shower and a comfort commode/bidet to accommodate movement with a walker or wheelchair. Both bedrooms have laminate flooring and large walk-in closets, with an additional walk-in closet conveniently located in the hallway. The guest bathroom has been updated with a beautiful Talavera sink/vanity, tile flooring, and a comfort commode. This home is equipped with double-paned, low-e impact windows throughout, ensuring energy efficiency and noise reduction. The A/C and water heater were replaced in 2019, and the main sewer line, along with some updated piping, was completed in 2021. The foundation was resealed in 2020, and French drains have been installed on both sides of the property for added protection. Just a short walk to the clubhouse, where you can take a dip in the heated pool or join in various activities such as shuffleboard, bingo, cards, and dances. Mainlands is a golf cart-friendly community, situated just minutes from the Mainland Public Golf Course, Freedom Lake Park, local beaches, airports, and downtown St. Petersburg. The maintenance fee includes coverage for the roof, which was completed in 2019, as well as exterior painting, cable, internet, trash, water/sewer, lawn care, and access to the clubhouse and pool. Don’t miss this opportunity to own your slice of paradise—call today to schedule your appointment!
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $274 | $274 | $274 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,796 | $1,708 | $2,177 |
Total Monthly Payment | $2,145 | $2,057 | $2,526 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.