This oversized raised ranch, perched on a well-manicured lot in a welcoming Oak Grove neighborhood, boasts 1700 sf of beautifully designed living space. Recently upgraded with a 2-year-young roof, a new AC condenser, and fully paid for solar panels, the home is both stylish and energy-efficient. The open and airy main level with soaring vaulted ceilings and rich hardwood floors, is further elevated by upscale fixtures and finishes, including a chic kitchen island with bar seating, and a cozy marble fireplace with a gas insert. The primary bedroom suite offers relaxation, and the lower level provides a spacious family room complemented by stylish barn doors, plus a versatile bonus room that can be tailored to suit your lifestyle's needs. Outdoors, a large deck, stone patio, and hot tub invite you to unwind, while the backyard impresses with professionally designed hardscape, featuring a cozy firepit and a custom water feature. Surrounded by mature trees that create a natural privacy border, this home offers a serene and private outdoor sanctuary. A 2-car garage with movable storage units completes this amenity-packed property, blending modern comforts with exceptional style. (See the attached list of the extensive amenities and details this home offers!).
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Our Executive Mortgage Banker:
Our Insurance Division:
$539,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,200 | $431,200 | $431,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $461 | $461 | $461 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,978 | $2,833 | $3,610 |
Total Monthly Payment | $3,531 | $3,386 | $4,163 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.