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278 Shore Road, #D, Westerly, RI, 02891 | $775,000
Welcome to Weekapaug Bluffs Condo Association. Rare opportunity to own 2 units under one roof. Adjoining unit (Unit C) also for sale. See MLS #1371054. Take in the views of Winnapaug Pond, the ocean and the greens of the Weekapaug Golf Club from your brand new deck. Craftsmanship abounds the interior of this unit. Wooden plank ceilings help move the abundance of natural light throughout the first floor living space. The kitchen space provides breakfast nook in the turret area which gives the space loads of character. Continue upstairs to the primary bedroom suit with it's own full bath, access to your private deck that looks out at the ocean. Another generously sized bedroom is upstairs with its own full bathroom. The lower level is partially finished. Currently set up as an office but can be your home theater. Central air, 2 zones, oil heat with a Buderus boiler replaced in 2021. Nothing to do here except move in and enjoy your desirable location!
Features
- Parking: 5-car
- Heating: Forced Air,Oil,Other
- Cooling: Central Air
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 4
- Bedrooms: 2
- Baths: 2 full / 1 half
- Laundry: In Unit
- Complex: Shore Road
- Year Built: 1988
- Common Charge: $450 Monthly
- Approx Sq. Feet: 1,482
- Est. Taxes: $4,690
- View: Saltwater,Water
- Pets Allowed: Yes
- Appliances: Dryer,Dishwasher,Microwave,Oven,Oil Water Heater,Range,Refrigerator,Washer
- MLS#: 1371049
- Website: https://www.raveis.com
/prop/1371049/278shoreroad_westerly_ri?source=qrflyer
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
278 Shore Road, #D, Westerly, RI, 02891
$775,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
| Monthly Tax Payment | $391 | $391 | $391 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,282 | $4,073 | $5,190 |
| Total Monthly Payment | $4,765 | $4,556 | $5,673 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
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