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1906 2ND STREET, Indian Rocks Beach, FL, 33785 | $699,999
Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Short Sale. SHORT SALE – SUBJECT TO BANK APPROVAL
This property was impacted by flooding from Hurricane Helene. The listing photos, taken just days prior, highlight its potential. The home is currently in post-flood condition with drywall flood cuts throughout and is being sold as-is.
Nestled in the heart of Indian Rocks Beach, this property presents an exceptional opportunity. Situated on an oversized lot, the main residence features three bedrooms and two bathrooms, with an additional detached guest cottage offering a cozy 210-square-foot living space with an extra bedroom—ideal for guests or potential rental income.
Inside the main house, a spacious dining room (or optional den) provides the perfect setting for entertaining or relaxation. Thoughtfully updated bathrooms and plantation shutters enhance the home’s coastal charm. The backyard is a private oasis, complete with a paved patio, outdoor shower, and an abundance of fruit trees nestled among stunning mature oak trees. Enjoy leisurely afternoons under the pergola or unwind in the swim spa (installed in 2020).
Parking is abundant, with space for up to seven vehicles, including a Tesla EV charger that remains with the property. Significant renovations in recent years include a metal roof (2019), tankless water heater (2018), updated electrical, vinyl fencing, and hurricane-grade windows.
Whether you’re looking for a primary residence, vacation home, investment property, or the perfect location for a new build, this home offers endless possibilities. Don’t miss your chance to own a slice of paradise in one of IRB’s most desirable locations.
Schedule your private showing today!
Features
- Rooms: 4
- Bedrooms: 4
- Baths: 2 full
- Lot Size: 62 x 120
- Laundry: Laundry Closet
- Style: Coastal
- Year Built: 1957
- Garage: Driveway
- Heating: Central, Electric
- Cooling: Central Air, Mini-Split Unit(s)
- Approx Sq. Feet: 1,496
- Acreage: 0.17
- Lot Size: 62 x 120
- Est. Taxes: $5,409
- Lot Desc: Flood Insurance Required, FloodZone, Landscaped, Oversized Lot
- View: Trees/Woods
- Elem. School: Anona Elementary-PN
- Middle School: Seminole Middle-PN
- High School: Largo High-PN
- Appliances: Microwave
- MLS#: TB8312170
- Days on Market: 190 days
- Website: https://www.raveis.com
/prop/TB8312170/19062ndstreet_indianrocksbeach_fl?source=qrflyer
Listing courtesy of PALERMO REAL ESTATE PROF. INC. Phone: 813-637-0117
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1906 2ND STREET, Indian Rocks Beach, FL, 33785
$699,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,999 | $559,999 | $559,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
| Monthly Tax Payment | $451 | $451 | $451 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,494 | $3,679 | $4,650 |
| Total Monthly Payment | $4,037 | $4,222 | $5,193 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388