Beautiful water views and the beach lifestyle can be yours! This home is perched on a cove off of Boca Ciega Bay with direct access to the beautiful Gulf of Mexico. Deep sailboat water allows you to have the boat of your choosing. It is only a short ride to John's Pass Bridge and out into the spectacular blue waters of the Gulf. A boater’s dream! Live beach style here in Madeira Beach, renovate your way or build new. Enjoy kayaking, paddleboarding, jet skiing and boating, or walk or ride your bike to the beach and the charming John's Pass Village and boardwalk. Enjoy the many shops, bars and restaurants around the area. Watch the dolphins and manatees frolic and enjoy gorgeous sunsets from your very own backyard. During the holidays you will be enchanted by the beautifully lit boats from the annual Christmas boat parade as they sail past your dock and the festive holiday decorations on the golf carts as they parade through the streets. This well-built home is concrete with cypress siding and Miami-Dade-certified impact windows and doors. The storage building side of the carport contains the laundry room and the tool/equipment room. Large backyard with 55 feet of waterfront for you to enjoy happy hour sunsets, family gatherings, or simply bask in the warm sunshine and relax. Start living life now in your very own patch of heaven!
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Our Executive Mortgage Banker:
Our Insurance Division:
$789,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $631,200 | $631,200 | $631,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,360 | $4,147 | $5,284 |
Total Monthly Payment | $4,452 | $4,239 | $5,376 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.