THE GEM OF A LIFETIME IS HERE! Opportunity is knocking, now open the door! NEW to market, never shown! Imagine stepping into a charming home, nestled on a beautiful and perfectly located acre of land in the desirable and picturesque Old Chester Hills enclave of Huntington within the award-winning Elwood School District. The possibilities are endless for those in search of a delightful 4-bedroom farm ranch with ample space for expansion from within that seemlessly combines comfort and charm. The location and property are superb! UPDATES through the years include; siding, roof, windows, 2 bathrooms, garage door, fridge and wall oven. The home is situated in an exquisite setting and offers serenity while embracing a community environment that continues year-round activities and events for all. The home and property are ideal for those willing to unleash their creative and personal flair. Whether you envision a modern makeover or a cozy, traditional aesthetic, this space allows for customization and updating to reflect your individual taste. With ample room for design alterations and personal touches, you can transform this property into your dream home, tailored to your lifestyle. This inviting home boasts three bedrooms on the main level, one on the upper level and an additional unfinished space for a 5th. The home offers 3 bathrooms (one in the primary bedroom, 2nd on the main level - that's 2 total on the main level) ensuring ease of access and functionality for all, (the 3rd bathroom is not in use, requires work but has all the plumbing and elements for you to update to your liking). A wood-burning fireplace located in the living room serves as the heart of the living space, providing a cozy atmosphere for gatherings during cooler months. Within minutes from an array of amenities, public, private, parochial schools, fine dining options, shops, beaches, the nearby charming villages of Northport, Huntington, Cold Spring Harbor, major roads, and the many local attractions for all to enjoy, this home provides today's most sought after lifestyle. This is the CHANCE you won't want to miss to bring your desired lifestyle to reality. Twilight enhanced photos included for illusatration purpose only. (No warranties made as this house is being sold AS-IS. All prospective buyers and Buyer Agents to conduct your own due diligence and verify all information). Prospective buyers must come prepared with verifiable Proof of Funds, an updated Pre-Approval and serious ready to purchase terms.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $1,556 | $1,556 | $1,556 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,415 | $4,199 | $5,351 |
Total Monthly Payment | $6,063 | $5,847 | $6,999 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.