Under contract-accepting backup offers. CANAL-FRONT 2-bed, 2-bath, oversized 1-car garage home now for sale in Ruskin! BOAT LIFT, shed, covered front porch, SCREENED/COVERED LANAI with EPOXY-COATED FLOORING, outdoor patio/grilling area, NO HOA/CDD, beautiful mature palm trees, fishing, and peaceful sunsets over the water. Carpet in rooms and TILE FLOORING everywhere else! The foyer welcomes you with a convenient coat closet and passes into the living room with CUSTOM BUILD-IN affixed to the wall! Move on to the dining room on through to the spacious Family Room overlooking the back yard, or close that room off with POCKET DOORS. The kitchen features all the expected appliances and the special detail of custom cabinetry hardware. The primary bedroom with its dual-entry OVERSIZED CLOSET is separated from the second bedroom with a lovely full bathroom, including a single-sink vanity, tub/shower combination, and a hallway linen closet! Move back through the kitchen to enter the Laundry Room via POCKET DOOR with CABINET STORAGE and Maytag washer/dryer, then on into the second bathroom! This bathroom has a shower stall, pedestal sink, and interior linen closet. Relax on the lanai or take in the waterfront breezes from the dock. This is your chance to own a piece of paradise!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $266 | $266 | $266 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,680 | $2,549 | $3,248 |
Total Monthly Payment | $3,021 | $2,890 | $3,589 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.