PRIVACY! SWIMSPA! NO BOND! TURNKEY! Located in The Village of Piedmont, this UPDATED, BEAUTIFUL, BLOCK & STUCCO MAGNOLIA/ GARDENIA has a PAVER driveway & walkway that leads to a covered entry w/ a leaded glass front door. Walking in, you can't help but look through the open floorplan to the FABULOUS LANAI w/STUNNING VIEW! - it backs up to a preserve with beautiful tall oak trees. a SOLAR TUBE highlights the soft neutral tones of the walls, porcelain tiles, & laminate flooring. The REMODELED KITCHEN ('19) has STAINLESS STEEL appliances, GORGEOUS, WHITE Shaker-Style CABINETS, above & below cabinet LIGHTING, additional shelving, and BEAUTIFUL GRANITE! The breakfast nook is charmed w/CHAIR RAIL. The SPLIT FLOORPLAN offers three bedrooms- one w/ DUAL TWIN MURPHY BEDS, a BUILT-IN DESK, CLOSET, & CABINETRY and the finishing-touch, chair rail! The LARGE MASTER BEDROOM has added storage systems in HIS & HER CLOSETS, 2 large windows, patio sliders that lead out to the lanai, PLUS a beautiful EN SUITE w/ EXTRA LINEN CLOSET, DUAL SINKS, updated mirrors & light fixtures, and a tiled, walk-in shower. OUTSIDE you'll RELAX w/ your IN-GROUND SWIM SPA, OUTDOOR KITCHEN w/grill, refrigerator, and sink, and a BRAND-NEW BIRDCAGE ('22), an entertainer's delight! PLUS don't forget about the WOW-AWESOME, EXPANDED GARAGE!(25'x23'/26') with WORKBENCH and plenty of storage CABINETRY! home has INSIDE LAUNDRY w/ NEW Stackable WASHER & DRYER, utility sink and storage cabinets. More: ROOF ('22), water heater & tank ('19), Carrier AC & furnace ('16), LUXURY Laminate FLOORING ('20), UPDATED INTERIOR & EXTERIOR LIGHTING, and so much more. PLUS DON"T FORGET-- THIS BEAUTY IS BEING SOLD TURNKEY and w/ NO BOND! With the exception of the last 5 months, since 2011 this home has been used exclusively as a winter residence - just three months a year! The house looks and shows as brand new.
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Our Executive Mortgage Banker:
Our Insurance Division:
$582,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $466,000 | $466,000 | $466,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $554 | $554 | $554 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,219 | $3,061 | $3,901 |
Total Monthly Payment | $3,865 | $3,707 | $4,547 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.