Experience "country" living in town. This 2-3-bed brick cape with in-law apartment sits on an unusually large plot, across from the playing field of the Overbrook preschool. Front yard contains a small FRUIT-TREE ORCHARD (7 small trees & irrigation), ornamental bushes & flower gardens. Fully fenced yard has vegetable gardens, small pond (sometimes with a visiting frog), and extensive flower gardens surrounding a large sugar maple shade tree & hammock. INSIDE is a perfect blend of vintage and new: Original 1940's charm: wood flooring, decorative bathroom tiling, recessed iron steam radiators. Main level features a remodeled kitchen, 1/2 bath, living room, working fireplace, a study/3rd bedroom, as well as a front foyer. Sunroom with new slider & picture windows feels like you are outdoors. UPSTAIRS: 2 generously sized beds with walk-in closets, full bath & attic access. BASEMENT level is 3/4 finished, housing the separate entrance IN-LAW (great for long-term tenant or Airbnb guests). NEW ENERGY EFFICIENT GAS FURNACE/hot water system. SOLAR panels cover half of the electric use. NEW ROOF! Large shed. Spacious detached garage could be a small workshop. This property is a beautiful, quiet, energy efficient get-away in the middle of town. New Haven green/downtown bus is 2 blocks away. Yale & train station - 10 min drive. Walk to restaurants, delis, pharmacies & salons, banks, post office, supermarket, town library, farmer's market & Town Hall. BEACHES are 2 miles! WON'T LAST!!!
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Walk-In Closet,Hardwood Floor | Upper |
Bedroom 2 | Lower | |
Eat-In Kitchen | Remodeled,Quartz Counters,Tile Floor | Main |
Full Bath | Upper | |
Full Bath | Lower | |
Half Bath | Main | |
Living Room | Ceiling Fan,Fireplace,Hardwood Floor | Main |
Office | Ceiling Fan,French Doors,Hardwood Floor | Main |
Primary Bedroom | Ceiling Fan,Walk-In Closet,Hardwood Floor | Upper |
Studio Apt | Laminate Floor,Tile Floor | Lower |
Sun Room | Ceiling Fan,Sliders,Tile Floor | Main |
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $304,000 | $304,000 | $304,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $526 | $526 | $526 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,100 | $1,997 | $2,545 |
Total Monthly Payment | $2,701 | $2,598 | $3,146 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.