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195 RIDGE RD Road, South Kingstown, RI, 02879 | $1,695,000
Serenity surrounds you from the moment you enter this private road lined with old New England stone walls and a canopy of stately trees, to the moment you see this elegant and distinctive brick colonial sitting amidst mature shrubbery, manicured lawns, flower beds and beautiful masonry stone walls. . . . your own private estate! The interior of this home is equally impressive and reflects quality workmanship of the past with convenient enjoyment of the present including hardwood floors throughout (ceramic tile in baths and kitchen), an impressive first-floor primary ensuite with fireplace, a large kitchen opening to dining area, gathering room with fireplace, and the stunning outside stone patio that make entertaining an easy flow for you and your guests. Let's not forget the inground pool lending resort luxury in your own back yard! The front of the house hosts a formal living and dining room and a dramatic two story foyer with staircase leading to the second floor bedroom level. Beside the three bedrooms and bath there is an oversized bonus room with two outdoor balconies. This lovely, quality built, one owner home is waiting for its new owner. . . to discover the feelings of tranquility and peacefulness and seamless indoor/outdoor living that have been enjoyed by this owner for 21 years!
Features
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 10
- Bedrooms: 4
- Baths: 3 full
- Style: Colonial
- Year Built: 2003
- Garage: 3-car Attached,Built In,Garage,Garage Door Opener
- Heating: Forced Air,Gas,Hydro Air,Zoned
- Cooling: Central Air
- Basement: Exterior Entry,Full,Interior Entry,Unfinished
- Approx Sq. Feet: 4,100
- Acreage: 3.46
- Est. Taxes: $13,010
- Lot Desc: Private,Secluded,Sprinkler System,Wooded
- Appliances: Dryer,Dishwasher,Electric Water Heater,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Tankless Water Heater,Water Heater,Washer
- MLS#: 1369859
- Website: https://www.raveis.com
/eprop/1369859/195ridgerdroad_southkingstown_ri?source=qrflyer
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
195 RIDGE RD Road, South Kingstown, RI, 02879
$1,695,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,356,000 | $1,356,000 | $1,356,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.902% | 6.360% | 6.056% |
| Monthly Tax Payment | $1,084 | $1,084 | $1,084 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,699 | $8,349 | $11,351 |
| Total Monthly Payment | $8,908 | $9,558 | $12,560 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB