Discover the charm of this single-family home in the exclusive gated community of Terra Ceia Bay Golf Club. This beautiful residence offers 2 bedrooms, 2 bathrooms, and a 1-car garage. Upgrades include roof 2021, interior and exterior paint, no carpet, and water heater in 2016; hurricane shutters and seamless gutters added in 2017; and A/C and garage door opener replaced in 2020. Step into the inviting Florida room and enjoy breathtaking views of the golf course. With maintenance that includes landscaping and lawn care, you can spend more time enjoying the wonderful amenities this community has to offer. Community amenities include an 18-hole, par 62 golf course, driving range, Har-Tru tennis courts, pool and fitness center, a 500 ft fishing pier, Unforgettable sunsets with a breathtaking view of the Gulf, a scenic water edge nature preserve walk, and a club house and restaurant. This home is perfect for retirees, first-time buyers, or as an investment property. Embrace the opportunity to live in a community that offers both tranquility and an active lifestyle. Make this charming home yours and enjoy all the benefits of living in Terra Ceia Bay Golf Club.
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Our Executive Mortgage Banker:
Our Insurance Division:
$329,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,920 | $263,920 | $263,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.747% | 7.030% | 6.140% |
Monthly Tax Payment | $476 | $476 | $476 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,823 | $1,734 | $2,209 |
Total Monthly Payment | $2,374 | $2,285 | $2,760 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.