**FRI/SAT OPEN HOUSES ARE CANCELLED, SELLER HAS ACCEPTED AN OFFER**This home is move-in ready and oh-so-cute! You'll love this Colonial charmer in the popular Edgewood neighborhood of Cranston. It is fully air-conditioned, and no remodeling work is needed so you can unpack with plenty of time to decorate for the holidays! The first floor has a large family room off the kitchen, a wood-burning fireplace in the living room, a dining room connected to the kitchen, and a half bath tucked away out of sight. The kitchen is beautifully remodeled with stainless steel appliances and tons of beautiful cabinets and counter space. Step into the house through the formal front door or the family room door right off the driveway. Upstairs are 3 sweet bedrooms and a full bath. The basement holds additional finished space for clean storage space, or home gym or work space. The back patio is perfect for nights by a firepit roasting s'mores and watching the leaves turn this fall. Just over a mile from Pawtuxet Village, this is a quick drive or bike into one of Rhode Island's best villages for pizza and drinks with friends, or the sandy beach and green spaces at Stillhouse Cove. Highway access and Roger Williams Park is less than 10 min away, and the Amtrak Train Station is only 12 min north. This neighborhood is popular with everyone who tours it, full of friendly neighbors, tree-lined streets, and lots to do!
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Our Executive Mortgage Banker:
Our Insurance Division:
$589,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,200 | $471,200 | $471,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $518 | $518 | $518 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,254 | $3,095 | $3,945 |
Total Monthly Payment | $3,864 | $3,705 | $4,555 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.