This 3-bedroom, 2. 1-bath home in a quiet tree-lined neighborhood offers a central location close to the trending restaurants of North Providence and Centerdale with nightlife in downtown Providence. Designed with hospitable entertaining in mind, you begin at the covered front porch before stepping through the double-door entry onto the warm hardwood floors of the main level. The family room provides sunlight and fresh air with large casement windows. A double-sided, wood-burning brick fireplace creates a social hub of the home, with a living room to one side and a spacious eat-in kitchen to the other. Granite countertops extend onto the center island, allowing for food prep and casual meals. The formal dining room provides windows on three sides for natural light and pleasant views. A first-floor laundry and tiled half bath complete the first floor. A stone wall accents the sizable yard, including a fenced dog run. Upstairs, the owner's suite is complemented by an ensuite bath, while the remaining bedrooms share their own tiled bath. Positioned between Smith Street, Douglas Ave, and Mineral Spring Ave, you are minutes away from recreation, Captain Stephen Olney Memorial Park, fitness centers, grocery stores, urgent cares, Our Lady Of Fatima Hospital, grade-level schools, La Salle Academy and Universities, shopping centers, and more! Downtown enjoys PPAC, WaterFire, Federal Hill restaurants, and local cafes. Reach TF Green Airport in 20 minutes and Boston in about an hour.
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $404 | $404 | $404 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,901 | $2,759 | $3,516 |
Total Monthly Payment | $3,397 | $3,255 | $4,012 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.