An immaculate 4 bedroom, 3 full bathroom home is now available in Hidden Valley Estates and located within the sought after Minisink School District. As you enter this home you are greeted with wood chair rail and picture frame molding giving this home an elegant touch. Hardwood floors flow throughout the main living area allowing for easy maintenance. The updated kitchen has quartz countertops that allow seating around the countertop and opens into the dining room, perfect for entertaining! The kitchen has a built-in microwave, Monogram dishwasher and Monogram stove & hood as well as soft close cabinets and drawers. From the dining area you can step out onto your oversized wooden deck and admire the level backyard where you can have large gatherings! Three bedrooms and two full bathrooms are on the first level. Glass shower doors are on all bathrooms and tile exists surrounding the tub/shower stalls. Solid wood oak doors exist throughout the home adding a touch of sophistication and durability. Downstairs there is a 4th bedroom with lots of natural light, a family room with a walkout sliding deck door leading to a concrete oversized patio. A full bathroom and wet bar is also on this level! But wait there is more!! A laundry room, utility room (with an on-demand Navian system), Kohler 20kw full house standby generator, two sheds and two car heated garage to park your car year-round can also be found in this home. The property is meticulously manicured and updated with nothing to do but unpack and enjoy!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,600 | $391,600 | $391,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $789 | $789 | $789 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,705 | $2,573 | $3,278 |
Total Monthly Payment | $3,569 | $3,437 | $4,142 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.