Under contract-accepting backup offers. One or more photo(s) has been virtually staged. This property may be eligible for up to $65, 000 in down payment assistance (ask your lender about the Pasco County Community Development Down Payment Assistance Program- PCCD) Welcome to this charming and cozy condo nestled in the highly desirable 55+ Village Woods Association, located in the Beacon Woods Golf community in Hudson, Florida! This one-story condo unit is not in a flood zone and this location wasn't affected by the storm. It features a newer roof, replaced in 2021 (wind mitigation inspection available), brand new stainless steel appliances and garbage disposal. Since this is an end unit, you will have a great deal of privacy and natural light coming in. The kitchen and dining room are connected by an open floor plan, and the enclosed Lanai has windows with air conditioning and heating as well as screens. Conveniently, the utility closet has a washer and dryer hidden behind closed doors. The low maintenance fees in this incredibly sought-after community cover everything from water and sewer to escrow reserves, internet, cable, outside pest control, and ground maintenance. The clubhouse, which is conveniently close to the heated pool, tennis courts, bocce ball, shuffleboard courts, pickleball, basketball, and fitness center, is the venue for many social events. You can also use it for private gatherings. Pets are welcome, and renting is allowed. This community embodies the epitome of maintenance-free living, with airports only 45 minutes away. This condo is ready for you and is in move-in condition!
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Our Executive Mortgage Banker:
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$160,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $128,000 | $128,000 | $128,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $14 | $14 | $14 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $884 | $841 | $1,072 |
Total Monthly Payment | $973 | $930 | $1,161 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.