20849 Thistle Leaf LN, Estero, FL, 33928 | $870,000

Lake View | Upgraded Lot | Upgraded Home | Seller Motivated!
Welcome to the sophisticated DENALI floor plan in the highly sought-after River Creek Community! This stunning brand-new, 2024-built two-story home by GL offers 4 bedrooms + loft, 4 full bathrooms, and a thoughtfully designed open layout perfect for modern living. Situated on an upgraded lot with breathtaking lake views, this home is filled with natural light thanks to its south-facing sliding doors.
The upgraded gourmet kitchen features premium appliances, a gas stove, and high-end finishes. The main level includes a full bedroom and bathroom, making it ideal for guests or multi-generational living. The spacious laundry room provides ample storage and workspace, while the hurricane-rated sliding doors open to an expansive lanai, creating the perfect indoor-outdoor flow. A two-car garage offers plenty of parking and additional storage.
Located just minutes from Coconut Point, Miramar Outlets, Publix, I-75, RSW Airport, and top-rated schools, this home is in a prime location. Seller is motivated! Currently rented until December 2025, making it a fantastic investment opportunity.
Don't miss out on this upgraded home with unbeatable lake views—schedule your showing today!

Features

  • Amenities: Basketball,BBQ - Picnic,Bike Storage,Bocce Court,Business Center,Cabana,Clubhouse,Community Park,Community Pool,Community Room,Community Spa/Hot tub,Fitness Center Attended,Internet Access,Pickleball,Sidewalk,Streetlight,Tennis Court,Underground Utility
  • Bedrooms: 4
  • Baths: 4 full
  • Style: 2 Story
  • Development: RIVERCREEK IN ESTERO
  • Year Built: 2024
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 2,909
  • Acreage: 0.13
  • Est. Taxes: $2,834
  • HOA Fee: $385 Monthly
  • Lot Desc: Regular
  • View: Lake
  • Community Type: Gated,Tennis
  • Water Front: Yes
  • Pet Policy: With Approval
  • MLS#: 224073875
  • Buyer Broker Compensation: 1.50%
  • Website: https://www.raveis.com
    /raveis/224073875/20849thistleleafln_estero_fl?source=qrflyer
Courtesy of

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Sonia ByrnesLuxury Properties Specialist

917.558.0059

Sonia.Byrnes@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Alex FerroInsurance Sales Director, William Raveis Insurance

203.610.1536

Alex.Ferro@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20849 Thistle Leaf LN, Estero, FL, 33928

$870,000

Sonia Byrnes

Luxury Properties Specialist

William Raveis Real Estate

Phone: 917.558.0059

Sonia.Byrnes@raveis.com

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $696,000 $696,000 $696,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.712% 6.235% 6.058%
Monthly Tax Payment $236 $236 $236
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,062 $4,229 $5,826
Total Monthly Payment $4,390 $4,557 $6,154

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.