121 MOSS DRIVE, Debary, FL, 32713 | $230,000

Live, Play, and Relax in a Serene Waterfront Community: A Home Tailored to Your Ideal Lifestyle from RV enthusiast, handicrafter, or water lover. This charming home is full updated. Located in a St. John's River community, this home invites you to experience the best of both relaxation and recreation. Immerse yourself in riverfront living, with private access to a boat ramp perfect for avid fishermen and boaters. Enjoy the convenience of secure storage for your RV, boat, and trailers, allowing you to bring all your outdoor toys. The community offers a wealth of amenities to enhance every day: dive into the large pool, challenge friends to a game of shuffleboard or volleyball, and let the kids enjoy the playgrounds, all while taking part in neighborly gatherings and events. With a modest HOA fee of just $65 per month, this community is the ideal backdrop for creating memories and enjoying the ultimate waterfront lifestyle. Home is completely updated and well designed. Lots of kitchen cabinets and countertops with a designated study or office area. Bathrooms are stylish!
Home warranty and termite bond transferrable to new owners. Upgraded Hurricane Straps 2017, Roof 2018,

Features

  • Amenities: Basketball Court, Fence Restrictions, Gated, Recreation Facilities, Shuffleboard Court, Storage
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 50 x 90
  • Laundry: Other
  • Style: Florida
  • Year Built: 1986
  • Garage: Common, Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 826
  • Acreage: 0.1
  • Lot Size: 50 x 90
  • Est. Taxes: $550
  • HOA Fee: $64 Monthly
  • Lot Desc: Cleared, City Lot, Near Marina, Near Public Transit, Private
  • Elem. School: Debary Elem
  • Middle School: River Springs Middle School
  • High School: University High School-VOL
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: V4938726
  • Days on Market: 191 days
  • Website: https://www.raveis.com
    /prop/V4938726/121mossdrive_debary_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/8/2025 11:47:08 AM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

121 MOSS DRIVE, Debary, FL, 32713

$230,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $184,000 $184,000 $184,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.050% 6.152%
Monthly Tax Payment $46 $46 $46
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,148 $1,209 $1,540
Total Monthly Payment $1,269 $1,330 $1,661

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.