Situated in the desirable Cedarhurst neighborhood and just a short stroll from the beach, this home is not just a place to live, it's your gateway to a vibrant coastal lifestyle. The first floor welcomes you with an open layout that includes a spacious family room with a cozy fireplace, a dining area, and a well-equipped kitchen. You'll find a versatile bedroom that can double as an office, along with a primary en-suite for added convenience and privacy. An additional full bathroom completes this level. Head upstairs to discover two more inviting bedrooms and another full bathroom, providing plenty of room for family and guests. Need more space? The finished basement offers additional living areas for recreation or relaxation. Step outside to enjoy a large deck accessed from the family room, perfect for entertaining, along with a generous yard and a detached two-car garage featuring ample storage. Recent upgrades include a brand-new roof and hot water heater and the whole house generator ensures peace of mind. As a Cedarhurst resident, you'll enjoy exclusive amenities including a pool, clubhouse, tennis courts, playground, and kayak launch, making this home the ultimate outdoor haven. Easy access to Blue Beach, Fishing Cove and Wickford Village. Don't miss your chance to experience it all!
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,920 | $599,920 | $599,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $501 | $501 | $501 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,144 | $3,941 | $5,022 |
Total Monthly Payment | $4,737 | $4,534 | $5,615 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.