This perfectly well-maintained, meticulous home is a waterfront, 3 bedroom, 3 bathroom custom Raised Ranch nestled in a quiet neighborhood so close to all amenities. It provides a spacious open floorplan perfect for entertaining. The updated kitchen(2020) with high-end Cambria quartz countertops, Elkay quartz sink and GE stainless appliance suite overlooks the living room and large dining area with an oversized sliding door to deck & beautiful water views. Off the dining room is a bonus room above the new 2 car garage added in 2022, access garage through the room to stay dry in inclement weather. Hardwood floors throughout the living area and extending into 3 bedrooms. High quality tile in all bathrooms and top of the line vinyl flooring in lower level. The spacious, primary bedroom is complete ensuite bathroom & walk in closets. Spacious bedrooms with tons of light. The lower level is half finished space with a full bath & large sliders. A perfect in-law set up on the first level. Ample room for laundry, storage, workshop or finish for more living space. Great light & completely dry. The living area has split units for cooling all of the house. A fantastic, well maintained, forced water system and top of the line wood stove keep it coxy in winter months. The exterior grounds are a parklike setting. Private access to beautiful Lake Tiogue, enjoy the sunsets, kayaking, fishing and more. A huge deck to settle down and unwind while taking in the nature of the lake and woods.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$599,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $584 | $584 | $584 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,315 | $3,153 | $4,018 |
Total Monthly Payment | $3,991 | $3,829 | $4,694 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.