Welcome to this charming single-family home in an ideal location of Foster, RI, boasting 3 spacious bedrooms and 2 full bathrooms. Oversized detached garage on this property is a highly sought-after and unique feature of this home. The updated kitchen boasts modern finishes and sleek laminate flooring, offering a perfect blend of style and functionality. The home is filled with natural light, thanks to the numerous windows throughout, creating a bright and inviting atmosphere.
A sliding glass door from the living area opens onto a large back deck, perfect for outdoor dining, entertaining, or simply enjoying the tranquil surroundings. The expansive backyard provides plenty of space with endless potential for gardening, recreation, or future improvements.
The detached oversized garage included with this property is equipped with two large doors, ideal for storage, a workshop, or additional parking. In addition, there is an attached 2-car garage, ensuring ample parking and convenience.
Located in a peaceful area of Foster, this home offers a perfect blend of country charm and modern comfort, while staying nearby major amenities and highways. Don't miss the chance to make this versatile home your own! Comes with ONE YEAR WARRANTY FROM SELLER
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $227 | $227 | $227 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,453 | $3,285 | $4,186 |
Total Monthly Payment | $3,771 | $3,603 | $4,504 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.