Welcome to this stunning 4-bedroom, 2. 5-bathroom home with a spacious 3-car garage, nestled in the highly sought-after Cross Creek community of New Tampa. Enjoy the perfect blend of convenience and tranquility with no CDD, no flood insurance required, and a low HOA fee of just $60 per month! This home boasts a split floor plan and soaring ceilings in the living and family rooms, creating a bright and open feel throughout.
The heart of the home is the large kitchen, designed for the home chef, featuring ample granite countertops, stainless steel appliances, a central island, dinette, and plenty of cabinet storage. The spacious lanai is easily accessible from the kitchen, family room, and the primary bedroom, making it ideal for indoor-outdoor living and entertaining.
The luxurious primary suite, located on the first floor, offers the perfect private retreat with its own office, a spa-like ensuite bathroom with a garden tub, separate shower, dual sinks, and an oversized walk-in closet. Upstairs, you'll find three additional bedrooms, one with its own bathroom plus generous closet space.
Practicality meets luxury with a convenient laundry room featuring a sink and direct access to the expansive 3-car garage, as well as plentiful storage and closet space throughout the home.
Cross Creek is known for its picturesque tree-lined streets, proximity to conservation areas, excellent schools, and a variety of recreational activities including golf courses, tennis courts, shopping, and dining. With easy access to I-75, this home combines the best of Florida living with convenience and charm.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$530,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $424,000 | $424,000 | $424,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $527 | $527 | $527 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,928 | $2,785 | $3,549 |
Total Monthly Payment | $3,547 | $3,404 | $4,168 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.