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Located in the desirable community of Richmondhill, this charming 2 Family Victorian colonial-style home offers 12 bedrooms and 5 bathrooms, providing plenty of space for comfortable living. With 2, 500 square feet of living space, this home is waiting for your personal touch to transform it into your dream home. As you explore the main living areas, you'll appreciate the seamless flow and inviting ambiance of the hardwood floors. The living room boasts a beautiful space, perfect for cozy nights in, and offers a separate space for relaxation and entertainment. The dining area, adjacent to the kitchen, offers a cozy atmosphere for hosting intimate dinners with friends and family. The windows in the kitchen provides natural light and a bright and airy feel to the space, perfect for creating your culinary masterpieces. The primary bedroom suite offers a peaceful retreat from the rest of the house, featuring an ensuite bathroom. The other bedrooms are also generously sized, providing ample storage space in the form of deep closets. Additionally, the home offers a 1-car detached garage and space to park multiple vehicle. Finished walk up attic can be an apartment for that extra income. The backyard provides a serene setting for enjoying the outdoors and entertaining guests. This property is conveniently located within close proximity to a desirable A Train and busses, making commuting a breeze. The low taxes, copious storage space above the garage, and charming neighborhood make this home an excellent value. Don't miss out on the opportunity to own a piece of the highly sought-after Richmondhill community. With a little creativity and personal touch, this home has the potential to be transformed into the home of your dreams!, Additional information: Appearance: Excellent
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
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Loan Amount | $1,279,200 | $1,279,200 | $1,279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.637% | 6.309% |
Monthly Tax Payment | $763 | $763 | $763 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,364 | $8,085 | $10,881 |
Total Monthly Payment | $8,252 | $8,973 | $11,769 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.