Experience luxury living Middlebury with this maintenance-free luxury condo at Ridgewood! This light-filled end unit offers 4 levels of spacious living, starting with an eat-in kitchen featuring granite countertops, a breakfast bar, gas range, and ample storage. The large bay window floods the space with natural light. Adjacent is an open-concept living and dining room with a cozy gas fireplace and access to a private Trex deck, perfect for unwinding amidst lush, serene landscaping. This open floor offers plenty of space for entertaining guests. Upstairs, you'll find two generously sized bedrooms a primary bedroom with a walk-in closet and a full en-suite bath overlooking peaceful wooded views. The second bedroom across from the primary has ample room with a second full bathroom outside of it. A convenient stackable washer/dryer is also located on this level. Head up to the finished loft, ideal as a guest room or home office, complete with skylights for added brightness. The finished lower level/ basement is perfect for a game room, rec space, or watching your favorite shows, with easy access to the garage. Residents of Ridgewood enjoy access to a luxurious clubhouse, heated in-ground pool, tennis courts, gym, indoor basketball court, movie theater. Beautifully maintained grounds. With close proximity to I-84, 1. 3 hr to NYC and just minutes from historic Middlebury, Woodbury, and Southbury, you'll have endless options for dining and shopping. Seller will be doing 1031 exchang
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | 9 ft+ Ceilings,Walk-In Closet,Wall/Wall Carpet | 10.7 x 13.3 | Upper |
Eat-In Kitchen | 9 ft+ Ceilings,Breakfast Bar,Breakfast Nook,Granite Counters,Pantry,Hardwood Floor | 8.4 x 16.9 | Main |
Living Room | 9 ft+ Ceilings,Gas Log Fireplace,Fireplace,French Doors,Hardwood Floor | 17.5 x 19.0 | Main |
Loft | Wall/Wall Carpet | 14.0 x 13.1 | Upper |
Primary Bedroom | 9 ft+ Ceilings,Full Bath,Walk-In Closet,Wall/Wall Carpet | 12.0 x 19.4 | Upper |
Rec/Play Room | Wall/Wall Carpet | Lower |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $356,000 | $356,000 | $356,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $571 | $571 | $571 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,459 | $2,339 | $2,980 |
Total Monthly Payment | $3,105 | $2,985 | $3,626 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.