Nice multi-level contemporary in established neighborhood being offered for the first time in decades. This lovingly maintained home features an open concept living/dining area with the kitchen off to the side. The main floor boasts three generously sized bedrooms and a full bath complete with laundry facilities, ensuring both convenience and practicality. You will also find a nice open flex space in the lower level as well as a three quarter bath and utility room. Direct entry from the oversized one car garage into the lower level. Roof has been replaced, central air, recent furnace replacement, and you will find replacement Newpro windows throughout, as well as newer appliances in the kitchen, and home also has irrigation for the lawn! Home is being offered with all the appliances included. Relax on the deck that overlooks the level back yard edged with privacy ensuring trees and there's plenty of room for a play area, swing set, pool, or firepit. With worry free municipal water and sewer services and the added benefit of metered, affordable, and efficient natural gas, this residence offers not just a home, but a lifestyle defined by comfort, convenience, and peace of mind. Quick Closing OK!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $378,000 | $378,000 | $378,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $575 | $575 | $575 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,611 | $2,483 | $3,164 |
Total Monthly Payment | $3,261 | $3,133 | $3,814 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.