Looking for a quite home in the country for under 120k? Look no further! This 2-bed, 2-bath home is your ticket to tranquility, conveniently located close to St. Augustine or Jacksonville. Situated on a corner lot in Port Buena Vista (off paved road!) it's got all the charm you need. Inside, you'll find an airy open layout with a gas-burning fireplace. Step outside onto the huge screened wrap-around porch for enjoying nature. Plus, there's a concrete driveway, carport, and a handy covered breezeway leading to the laundry and extra storage or workshop space. Large room's with his and hers closets, plus built-in drawers add to the cozy vibe. The kitchen's got an island, laminate floors, and a beautiful backsplash, flowing seamlessly into the living room with French doors to the porch. Newer metal roof! Ready to make this slice of serenity yours? Call now for your appointment
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Our Executive Mortgage Banker:
Our Insurance Division:
$107,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $86,000 | $86,000 | $86,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $146 | $146 | $146 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $594 | $565 | $720 |
Total Monthly Payment | $815 | $786 | $941 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.