Embrace coastal living in this beautifully reimagined ranch, set in a stunning neighborhood with breathtaking views. Just steps from the water, this home offers a level yard, front and back decks, and a convenient storage shed. Completely rebuilt in 2013 to meet FEMA standards, you'll benefit from substantially reduced flood insurance! Inside, enjoy soaring cathedral ceilings, updated electrical and plumbing systems, central air, a newer furnace, and an on-demand hot water system. The modern kitchen, renovated bathrooms, new roof, and mostly replaced windows make this home move-in ready. A block away, you'll find a private beach with deeded beach rights, as well as the East Haven town beach, featuring a splash pad, playground, and live summer concerts. Experience the vibrant community spirit with annual fireworks and a beach party celebration in this Momauguin neighborhood. Whether you're looking for a year-round vacation retreat or considering the potential of an Airbnb investment, this gem offers endless possibilities. ***Flood Insurance is transferrable $1100/yr
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Main |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $331,920 | $331,920 | $331,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $599 | $599 | $599 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,292 | $2,180 | $2,779 |
Total Monthly Payment | $2,966 | $2,854 | $3,453 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.