This 4/2 is a fabulous house for this price! Let's start out by saying that the home has a brand new roof (installed on 9/19/2024) Split bedroom floor plan with very large rooms. Primary room has a nice tiled walk in shower and a walk in closet. The other bathroom is updated as well with the shower tub combo. Wood laminate floors/tile throughout the main living areas of the home. Wood burning fireplace. Nice size eat in kitchen, with granite countertops, and stainless steel appliances . Large screened in back porch and a huge yard with plenty of room to put in a pool. Two car garage, and a driveway that's big enough to fit about five or six cars. Home is on a dead end road with no HOA, tons of privacy, and there's even enough room to bring your boat or an RV if you have one. Needs some paint and bedrooms have carpet that has seen better days, but that's an easy fix, just needs a lil lovin A/c is just under 2 years old, Plumbing and electrical are all updated. You're close to everything that makes life easy. . . shopping, dining, schools, and highways. You'll have no excuse not to fix this place up when you're just minutes from the nearest hardware store!
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$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $230 | $230 | $230 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,796 | $1,708 | $2,177 |
Total Monthly Payment | $2,101 | $2,013 | $2,482 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.