Under contract-accepting backup offers. Welcome to this beautifully maintained 3 bedroom, 2 bath, 2 car garage home in fabulous Safety Harbor! This single-story home offers nearly 1, 600 sq. ft. of fine Florida living with an open floor plan. Elegant travertine flooring throughout the main living areas and primary bedroom lends a spacious, modern feel to the home. The eat-in kitchen features granite counters with a huge breakfast bar and stunning, updated cherry cabinetry with upgraded hardware and designer pendent lighting as well as pristine stainless appliances including a newer range and microwave (12/22). The main living space is centered by a lovely stone-faced fireplace with a modern mantle. Living and entertaining space is extended to a magnificent, screened lanai with lovely Acacia tile flooring. The primary bedroom offers a walk-in closet and an ensuite bath, with a separation of the updated vanity and the water closet and spacious walk-in shower. Secondary bedrooms are sizable with amble closet space. The secondary bath features a tub/shower combination. The oversized home site shows a magnificent backyard awarded ultimate privacy with its newly installed vinyl fencing. The perfect setting for young ones and fur babies too! Recent upgrades include A/C (2021) with 10-year warranty, newer water heater and rain gutters. The home’s exterior was freshly painted in 2022. Built with steel frame and block masonry, this home offers enhanced durability and resistance to Florida’s fickle weather. Additional security comes with a reinforced garage door, roof clips and plywood window storm covers… all are an added perk for lowing your insurance rates! The home boasts Smart home features including a Nest thermostat, Ring Wi-Fi doorbell and Chamberlain smart garage door opener. And a significant highlight of this home is the seller’s ASSUMABLE MORTGAGE conveying a low interest rate and offering significant financial savings to a qualified buyer. The Country Villas community is located minutes from scenic Philippe Park and charming downtown Safety Harbor with its fabulous vibe and shopping, restaurants, entertainment, festivals, breweries and so much more! Near to celebrated Gulf beaches, easy access to airports and zoned for top rated schools. This home combines modern updates, smart features and even storm preparedness, making it truly move-in ready. Schedule a tour and learn more about the assumable mortgage… this opportunity won’t last long!!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $296 | $296 | $296 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,762 | $2,627 | $3,348 |
Total Monthly Payment | $3,133 | $2,998 | $3,719 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.