One or more photo(s) has been virtually staged. One or more photo(s) have been virtually staged. Stunning new construction home on gorgeous 1-acre homesite located in Pine Ridge. Spire Homes has built this brand-new home. The open and airy floorplan features a gourmet kitchen, soft-close cabinets, quartz countertops, LVP lifetime warranty flooring, 8' doors throughout, and oversized baseboards. The fabulous floorplan features three bedrooms, 2. 5 bathrooms, a large office, a laundry room with a window, and a fantastic garage with one bay extending 27" to allow for additional storage, all with epoxy flooring. The massive covered lanai looks out over beautiful oak trees to the rear, allowing for total peace and tranquility. Beyond the one-acre homesite to the rear is an additional 50-foot wooded buffer area. This home offers the finest in Florida lifestyle living and showcases an abundance of privacy. The close proximity to new shopping and dining, health care, and the beautiful and quaint town of Inverness makes this a superb location. You'll also enjoy easy access to the Suncoast Parkway, making the drive to the Tampa Bay area seamless. This home offers it all and at a very affordable price. Plus, the seller's Preferred Lender offers up to one percent towards closing costs or pre-paid.
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $35 | $35 | $35 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,486 | $2,364 | $3,013 |
Total Monthly Payment | $2,596 | $2,474 | $3,123 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.