38401 Cottonwood PLACE, #38401, Zephyrhills, FL, 33542 | $185,000

Welcome to Driftwood, Zephyrhills’ most sought-after GATED, +55 Community . This rare END UNIT is a 1094 square foot, 2-bedroom, 2-bathroom, condo with a fantastic split bedroom floorplan (see 2D floorplan in photos. ) As you enter the home, you’ll immediately be greeted by natural light streaming in from windows on three sides of the living space. Before you, lies the open concept kitchen with eat in bar area and adjacent dining room. The living room space is spacious and looks out onto the screened in lanai. The primary bedroom is at the rear of the home and offers an ensuite bathroom with vanity and walk-in shower and an oversized walk-in closet. The secondary bedroom is perfectly positioned for house guests and is in close proximity to the second bathroom. You’ll love the layout of this condo. If you are looking for “move-in-ready” you’ve found the right place. Pride in ownership is on display with no deferred maintenance and a space that is incredibly clean and tidy. The lanai is the perfect place to enjoy the outdoors with its roll out windows and screens. The laundry is also located in a closet on the lanai and accommodates a full-sized washer and dryer. Additionally, you can exit the lanai by an exterior door. Enjoy the nearby community clubhouse and amenities which are just a short 200 foot walk. Social activities are available as well as easy access to the community pool, shuffleboard courts and car wash area. Driftwood offers maintenance free living at its best. The monthly condo association fee of $300 includes your water, trash, sewer, exterior maintenance, roof replacement, and lawn care and two gated entrances. Schedule your showing today!

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Closet, Outside
  • Complex: DRIFTWOOD ZEPHYRHILLS PH 02
  • Year Built: 1988
  • Approx Sq. Feet: 1,094
  • Acreage: 0.61
  • Est. Taxes: $682
  • Condo Fee: $300 Monthly
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8303758
  • Days on Market: 19 days
  • Website: https://www.raveis.com
    /prop/TB8303758/38401cottonwoodplace_zephyrhills_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/22/2024 7:17:11 PM)
Listing courtesy of KELLER WILLIAMS TAMPA PROP.   Phone: 813-264-7754

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NMLS Mortgage Loan Originator ID 16953

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38401 Cottonwood PLACE, #38401, Zephyrhills, FL, 33542

$185,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $148,000 $148,000 $148,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.760% 7.042% 6.160%
Monthly Tax Payment $57 $57 $57
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,022 $972 $1,239
Total Monthly Payment $1,154 $1,104 $1,371

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.