Under contract-accepting backup offers. Seller may consider buyer concessions if made in an offer **Attention Oviedo Home Buyers** This single story 4BD/2. 5BA flexible floor plan in the sought-after Sanctuary community has a NEW ROOF (2023), UPDATED A/C (2019), NEWER APPLIANCES, CONSERVATION VIEWS and is ZONED FOR TOP-RATED SCHOOLS! Perfectly situated on a spacious lot on a quiet CUL-DE-SAC STREET the front elevation exudes curb appeal while your FENCED BACKYARD offers a tranquil retreat that includes several types of fruit trees. The garage door opener was replaced in 2024 and there is fresh paint throughout the interior of the home (2023/2024). Start your tour in the light and bright foyer where you will immediately be drawn to the high ceilings, arched doorways and the addition of the architectural windows lets the extra light pour in! You have your choice of formal and family spaces with the well appointed kitchen at the heart of it all. The family chef will appreciate the STAINLESS STEEL APPLIANCES, 42” solid wood cabinets with under cabinet lighting, pantry storage and breakfast bar seating open to a casual dining space with sliding glass doors that overlook the COVERED LANAI. Ideal SPLIT BEDROOMS put the generous PRIMARY SUITE on one side of the home for added privacy where the owner will enjoy direct access to the lanai, a lovely tray ceiling (there are several throughout the home!), DUAL CLOSETS (one is a WALK-IN!) and an en-suite bath where you can start and end your day with ease. There are two traditional bedrooms with a full guest bath off a separate hallway on the other side of the home with a sizable OFFICE/4TH BEDROOM behind double doors off the foyer! The Sanctuary is an established community in desirable Oviedo that offers residents a clubhouse with fitness center, COMMUNITY POOL, recreation fields, a PLAYGROUND and more! ZONED FOR A-RATED OVIEDO SCHOOLS including HAGERTY HIGH. This beautiful home just moved to the top of your list - call today to schedule your tour and discover everything there is to love about The Sanctuary and Hammonds Ferry Court!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $255 | $255 | $255 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,039 | $2,890 | $3,683 |
Total Monthly Payment | $3,386 | $3,237 | $4,030 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.