***Seller offering $4000 in closing costs to buyer!*** Absolutely stunning home located on an OVERSIZED lot in coveted Odessa Area! Roof (2021); AC (2020); Brand New Water Heater (2024) This home opens up to an elegant formal dining and living room with beautifully updated lighting to display your stunning prize possessions. Next you walk into the heart of your home, the kitchen, complete with new quarts countertops, updated elegant faucets, cabinets and hardware. The breakfast nook, family room and den are just beyond the kitchen and are together in an open concept to allow for the ease of communication and transition between the rooms. Just off the kitchen, on the first floor is a separate laundry room. Three bedrooms, including the MASTER, and two others are on the main floor. The master bath is complete with dual vanity sink, new elegant quartz countertops, garden tub and a separate large walk-in shower with and new faucets and hardware. Upstairs opens into large loft room, a full bathroom and a fourth complete separate bedroom. Two car garage and a back covered patio overlooking a large lot with additional space behind the property because of an easement. There are low HOA fees and NO CDD! Perfect for entertaining of all kinds! This is a must see! Fresh paint throughout! Ready to MOVE IN!
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Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $212 | $212 | $212 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,735 | $2,601 | $3,315 |
Total Monthly Payment | $3,022 | $2,888 | $3,602 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.