Calling All Treasure Hunters! This Two-story house has all the charm of an Old, West Side Bradenton home including the classic fireplace as the main focal point when you walk through the front door. Of course, updates have been made over the years to make it feel newer, but it will need your special touches to restore it to its former glory. The home features 3-5 bedrooms depending on your needs, 3 full baths, and 2548 sq/ft. A garage conversion added space and 2 bedrooms, and one of them has a separate entrance with a full bath so it could be a perfect in law suite. The primary bedroom is the only room on the second floor and it is huge. It has its own en suite bathroom and walk in closet. Bedrooms 2 and 3 are on the first floor and share a hall bathroom. The kitchen opens up to a sunken family room with sliders to the exterior. There is a large, screened lanai that opens to the big fenced yard which is just over a quarter acre. If you are looking for a move in a ready home, then this is not the home for you. If you are looking for an affordable home that could be so much more, then add this one to your list. The roof was replaced in 2018 and the upstairs AC was replaced in 2019. This is a great Bradenton location with proximity to Downton Bradenton, Anna Maria Island, and Bradenton area beaches. This property requires special servicing which means that for the first 20 days, the property is to be marketed to owner occupants only. During this period, the buyer must be willing to sign an owner occupancy disclosure. After 21 days on the market investors can submit offers. Easy to show!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,920 | $263,920 | $263,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $382 | $382 | $382 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,823 | $1,734 | $2,209 |
Total Monthly Payment | $2,280 | $2,191 | $2,666 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.