Welcome to this completely renovated 5-bedroom, 3-bathroom home nestled in the desirable coastal town of Charlestown, RI. Just minutes from the beach, this spacious property is perfect for those seeking modern amenities for the growing family or potential income opportunities. Inside, the main living area is drenched with fabulous warm natural sunlight and features a smart open-concept design. Every inch of this home is updated, from the walls, windows, and floors- to the sleek modern bathrooms. The new chefs kitchen opens to spacious living and dining areas, perfect for entertaining. The home also boasts ductless heating and cooling for year-round comfort, along with a cozy fireplace for relaxing evenings. This home also includes a private in-law apartment with a brand-new kitchen and bathroom, offering great flexibility for extended family living or the potential to generate extra income as a rental. Enjoy the peace of mind that comes with a brand-new septic system, new sprinkler system, and completely fenced huge yard space- all while living close to Charlestown's beautiful beaches and coastal charm. Whether you're looking for a full-time residence or an investment property with rental potential, this modern beach home has it all!
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Our Executive Mortgage Banker:
Our Insurance Division:
$839,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $671,200 | $671,200 | $671,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.250% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.902% | 6.360% | 6.056% |
Monthly Tax Payment | $234 | $234 | $234 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,811 | $4,133 | $5,619 |
Total Monthly Payment | $4,137 | $4,459 | $5,945 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.