This charming ranch home in the quiet neighborhood of Lake Hathorn is one-level living at it's finest. Perfect starter ow downsize home with an open floor concept, and a convenient flow. There are wood accents throughout the home; the living room features a vaulted ceiling and storage loft. Plenty of strategically placed windows let in the natural light and you will be astonished by the scenic views that surround you. There is no shortage of space in this home; Living space, closets and storage space, outdoor shed, 4-5 car driveway, and yard space. The massive outdoor space offers multiple areas to enjoy the beauty and privacy of this home. Each homeowner at Lake Hathorn enjoys the benefit of lake access for small boating and fishing with a license and best of all there is no HOA fee. Whether you enjoy relaxing in the quiet of your home, sunbathing in your yard, gardening, or like to take scenic walks this home offers it all. Brand New Roof. Updated boiler installed 4 years ago
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $375 | $375 | $375 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,796 | $1,708 | $2,177 |
Total Monthly Payment | $2,246 | $2,158 | $2,627 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.