Enchanted little cottage for sale! Open and spacious! Newly constructed home located in Flager County in November 2023, This home boosts 1 bedroom with large closet, 1 bath with closet, open kitchen with an island/bar with gas stove, plenty of cupboard space, stainless appliances, vinyl plank flooring thru kitchen/bath/living room. Bedroom carpeted this home at 600 square feet boots lots of space. Large spacious deck on the front 12x24 with a metal gazebo perfect to entertain guests. This home has all the bells and whistles packed into this cute quaint home. 2 large Ptac heat/air conditions are perfect to heat and cool the home. Large 12x24 shed with 50-amp service with washer/dryer/airconditioned. Small shed pump house with a Pentair water softener system, inside home has reverse osmosis, tankless water heater. New well pump, all new appliances. House being sold with all appliances including washer/dryer. Entrance to property is tucked into a private entrance with an electric gate, there is fencing around the property and the property is lined with trees. Very Private! Bring your pets, farm animals in the agriculture zoned area bring your boat, ATV, 50-amp RV hook-up, or business. Close to Bull Creek Fish Camp with a public boat ramp. 15 miles to Flagler Beach, Palm Coast, 30-minute drive to historical Saint Augustine and 30-minute drive to Daytona. Close to shopping areas and far enough away from the hustle and bustle.
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$195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $156,000 | $156,000 | $156,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $33 | $33 | $33 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,077 | $1,025 | $1,306 |
Total Monthly Payment | $1,185 | $1,133 | $1,414 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.