You've got a Harbour Island gem right here in Narragansett, and it's got all the swagger you need! First off, let's talk style this house is dressed to impress with its fresh, updated kitchen and baths, and check out that newer roof and vinyl impression cedar siding basically, this house is wearing its best outfit every day. Inside, there's room for everyone! Two bedrooms and a full bath on the first floor for the family and guests, and upstairs, it's all about those cathedral ceilings bringing in the light and making it feel larger than life. This family room has a great feel, flooded with light from all those windows, bringing in the sunshine like it's got its own spotlight. You've got a gas fireplace setting the perfect mood warm, cozy, and just right for those chilly nights. And when you're ready to take the party outside, it flows right onto this oversized deck, perfect for entertaining or star gazing. On the second floor, you'll find two more bedrooms, a full bath, and a primary bedroom with an ensuite that's nothing short of spectacular. But wait, it gets better, 'cause the views of Point Judith Pond? Yeah, that's the ultimate mic drop. Parking? No worries plenty of space. And if you've got a boat, this place has room to store it too! You're just minutes from the best beaches South County has to offer, so whether you're boating, paddleboarding, or just kicking back by the shore, you've got it all! It's time you start living that coastal dream life!
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Our Executive Mortgage Banker:
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$1,089,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $871,200 | $871,200 | $871,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.250% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.902% | 6.360% | 6.056% |
Monthly Tax Payment | $622 | $622 | $622 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,947 | $5,364 | $7,293 |
Total Monthly Payment | $5,694 | $6,111 | $8,040 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.