Under contract-accepting backup offers. Come take a look at this beautifully renovated 2-bedroom townhome, nestled in the well-established community of Harvard Arms in Clearwater. Located just minutes from world-class beaches, downtown Safety Harbor, restaurants, music venues, major highways, and shopping centers! This home features over 1, 500 SQ FT of living space with recent updates including new luxury vinyl flooring on the main floor, new carpet upstairs, new 5 inch baseboards, new lighting and fans, new stainless steel kitchen appliances, and new interior paint throughout. In addition to these 2024 improvements, the kitchen and bathrooms were also updated in 2022 with modern shaker-style cabinets and granite countertops! The primary bedroom features a generously sized walk-in closet and stunning 24ftx10ft balcony overlooking the backyard. In addition to the 2 main bedrooms, this home also features a large living room, a BONUS heated and cooled lanai off the kitchen, a small upstairs loft that could serve as an office, and a private 2-car driveway. HOA dues only $170/month! A home like this rarely enters the market so you must hurry before it is GONE.
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Our Executive Mortgage Banker:
Our Insurance Division:
$315,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $255 | $255 | $255 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,741 | $1,655 | $2,110 |
Total Monthly Payment | $2,071 | $1,985 | $2,440 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.