Under contract-accepting backup offers. Newly listed wonderful Whispering Waters top-floor condominium in the heart of the historic district of downtown St. Petersburg. Buyers will enjoy uptown living with gorgeous sunrises over Tampa Bay and Vinoy Park at your doorstep. Step inside this mid-century modern building and experience both modern amenities and vintage charm. The floor plan is open and inviting allowing plenty of natural light from your updated hurricane sliders. Buyers will delight in spacious screened-in balconies with newly polished terrazzo tile off both the living room and kitchen to easily entertain all your family and friends. The color palette throughout the space is cheerful and welcoming. The updated kitchen features solid wood cabinetry, soft-close drawers and granite countertops. Sleek engineered hardwoods run throughout the open-concept living and dining space. There is plenty of room for your holiday gatherings allowing guests to comfortably mingle. A cleverly designed workspace in the hall entry is perfect for the work-from-home lifestyle and planning amazing vacations. The full bath off the hallway features the vintage charm of perfectly preserved bath tile from a bygone era and is sure to bring a smile to your face, while a modern vanity with pull-out storage fits your everyday lifestyle. The guest bedroom is ample in size and features plenty of closet space, natural light, a modern slider to the balcony, and custom lighting. The sizable primary suite features an en-suite bath with a vintage tub, modern vanity and ample storage, double closets, custom lighting, and room for a King-size bed. A convenient laundry closet is located just off the main bedroom. Also featured in this fabulous property are a split garage with an automatic opener, lovely grounds with an updated pool and re-surfaced deck, a building elevator and a new roof in 2023. The condominium association fee covers all utilities, including electric, water, sewer, trash, internet, maintenance grounds, reserves and insurance. This condominium provides an ideal location to walk to all your favorite Beach Drive restaurants, shops and museums. The St. Pete Pier is a great morning walk-in route to your favorite coffee shop. This condominium will enchant, delight and entertain your senses with a delicate touch of whimsy. Call for your showing today and see why St. Petersburg is truly the Sunshine City.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $499,920 | $499,920 | $499,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $362 | $362 | $362 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,453 | $3,284 | $4,185 |
Total Monthly Payment | $3,907 | $3,738 | $4,639 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.