Approximately 1 mile from the powdery, white sand of Indian Rocks Beach, this beautiful, fully furnished, all block home is move in ready! This property is versatile, making it a great family home, a vacation getaway, or an ideal short term lease investment. There is an abundance of natural light pouring in and a Florida room that's over 200 square feet of space not included in the heated sq ft!Loaded with updates over the past few years including the Roof (2021), Garage Hurricane Rated Door (2021), Gutters (2023), Electrical panel updated to a 200amp system (2021), New central HEAT AND AIR (2022), 14 seer 3 ton Rheem heat pump unit, hot water heater (2020). Luxury Vinyl Plank flooring has been added throughout most of the home and hurricane shutters will give you peace of mind during a storm. The home also includes modern updates like the Air Scrubber by Aerus (without ozone), an advanced surface and air purification technology (2023) and a NEMA 14-50 outlet (2023) for charging your EV. The backyard features a deck and pergola (2023) plus plenty of room for a pool!
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Our Executive Mortgage Banker:
Our Insurance Division:
$465,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $372,000 | $372,000 | $372,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $439 | $439 | $439 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,569 | $2,444 | $3,114 |
Total Monthly Payment | $3,083 | $2,958 | $3,628 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.