Discover the charm of urban living in this move-in-ready duplex at 215 E 24th St, Apt 114. Boasting 2 bedrooms and 1. 5 bathrooms, this spacious home features soaring 15-foot ceilings and an open-concept first floor that seamlessly blends the living area with a modern kitchen. The kitchen is a chef's delight, equipped with quartz countertops, a breakfast bar with wine storage, stainless steel appliances (including a dishwasher, full-size refrigerator/freezer, microwave, and a 4-burner gas stove/oven), custom under-cabinet lighting, and a garbage disposal. The first-floor bathroom is elegantly renovated, offering a bathtub/shower combo with a rainfall shower and handheld shower head, a sleek vanity, and a backlit mirror. This floor also has an additional maisonette entrance which is great to maintain privacy. Upstairs, the second-floor primary bedroom opens to a charming Juliette balcony and large outfitted closet. Additionally, the second floor includes a versatile loft space that can serve as a home office, gym, nursery, or extra bedroom, with standard ceiling heights throughout, with a half bathroom so you don't have to use stairs in the middle of the night. Original architectural details like exposed brick and an industrial beam add character to the space, while modern amenities such as ceiling fans, built-in AC spaces, and a Honeywell alarm system ensure comfort and security. Residents of Penny Lane enjoy access to furnished roof decks, courtyards, and two laundry rooms on each floor. Additional storage is available for $100 per month, and secure bike storage for just $50 per year. Pets are case by case. This vibrant community offers a 24-hour doorman, a live-in superintendent and optional parking for a monthly fee. Located just two blocks from the 6 train and close to Gramercy Park, this property allows for flexible living arrangements, including the ability to sublet after two years of ownership for six years, or add walls in the loft spaces. Penny Lane is a unique and character-filled building, originally an ice cream factory converted in 1976 to resemble a London street. Proof of funds or pre-approval is required to schedule a showing. Don’t miss out on this extraordinary opportunity!
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,862 | $3,674 | $4,681 |
Total Monthly Payment | $3,954 | $3,766 | $4,773 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.