Welcome to this charming 3BR / 1. 5Bath home, where comfort & convenience are seamlessly combined. Step inside to discover beautiful wood floors that create a warm & inviting atmosphere throughout the main living areas. An updated kitchen is a standout feature, equipped with sleek granite countertops & modern stainless steel appliances opening to a formal Dining Rm for easy entertaining. The home also boasts a Living Rm with Fireplace, a heated Bonus Rm perfect for quiet reading or game nights, Sun Porch & large deck to dine al fresco overlooking the expansive, level & fully fenced . 7acre lot, perfect for gardening & play. Partially finished W/O basement with ample storage space offers endless possibilities for organizing your belongings. With central A/C and, a whole house generator, you'll experience comfort & peace of mind throughout the year. Oversized 1. 5-car garage provides extra space for your vehicles & storage needs. Don't miss this lovely home where functionality meets style
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $890 | $890 | $890 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,348 | $2,234 | $2,846 |
Total Monthly Payment | $3,313 | $3,199 | $3,811 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.