The Florida Dream—a house on the water built on CONCRETE PILLARS with the main living areas on the 2nd and 3rd floors! A beautiful, fairy tale home built to last and with safety in mind! The air conditioner is on an ELEVATED PLATFORM as well. Additionally, the incredible backyard is characterized by decks built with pressure treated wood held together with 3” screws rather than nails. Furthermore, there is an outdoor jacuzzi that sits on one of these custom built decks FOUR FEET (mol) off the ground. Finally, the first floor has an extra space that can be used as an AirBnB, a rental, or just an extra room. It is NOT under central air but it has an in-wall air conditioning unit with a 3/4 bathroom. The first floor is designed to resist the elements with full tile in the small apartment, vinyl tile in the garage and weather resistant materials. Also, ALL THE STRUCTURES on this property, including HOUSE, DOCK, and SHED, all have METAL roofs.
So basically, GET THE BOAT READY!! Rare canal-frontage home with direct access to the picturesque Alafia River! Go fishing off of your very own dock! This exceptional 3-story home is loaded with great features! Including a boathouse equipped with a new lift motor and a cradle installed in 2022, ensuring your watercraft is always ready for adventure. Plus a jet ski dock! The property includes a 400 sq. ft. storage shed with electricity, A/C, heating, hurricane straps, shelving and a security lock. Making for a great multi-purpose structure! Entertain in style with the full outdoor kitchen, relax by the fire pit, or rinse off after a day on the water with the surfboard outdoor shower. The wraparound deck and balconies provide beautiful views of the canal. An expansive rear deck features an included pergola and hot tub. Ideal for relaxing out back after a long day on the boat. Parking won't be an issue with the 2-car garage, carport and long driveway. This home is as practical as it is beautiful. Stepping inside the front door, you'll be greeted by a wide open living and dining space. The sprawling screened-in deck is perfect for hosting guests or enjoying the Florida weather. The kitchen is well updated with stainless steel appliances, granite countertops, bright white cabinets and plenty of storage and counter space. The spacious bedrooms include a luxurious primary suite with a large walk-in closet and private balcony. Recent upgrades to the home include a new metal roof installed in 2023, fresh paint in 2024, a new garage door and opener plus a newer A/C unit installed in 2019. Here you’ll be conveniently close to shopping, dining and US-301. You’re also just a short drive to Downtown Tampa and Tampa Bay’s popular beaches. If you’re looking for a unique home that offers a true Florida lifestyle this is the one!!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $343 | $343 | $343 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,006 | $3,810 | $4,855 |
Total Monthly Payment | $4,441 | $4,245 | $5,290 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.